SDG Goal wise programs of India – Part 16

SDG Goal wise programs of India – Part 16

(இதன் தமிழ் வடிவத்திற்கு இங்கே சொடுக்கவும்)

Skill strengthening for Industrial Value Enhancements (STRIVE) Scheme

Launched Year:

• 2017.

Ministry or Nodal Agency:

• Ministry of Skill Development and Entrepreneurship (MSDE).

Objectives:

• Expand the reach and scope of apprenticeship programs across industries.
• Improve the quality and market relevance of apprenticeship training.
• Engage SMEs and industry clusters in the apprenticeship process to enhance the on-the-job training experience.

Beneficiaries:

• Apprentices enrolled in various industries through the apprenticeship training system.
• Small and Medium Enterprises (SMEs) and industry clusters engaged in apprenticeship programs.

Eligibility Criteria:

• Apprenticeship training providers, including SMEs and large industries, are eligible to participate in the expanded apprenticeship training programs.
• Candidates (students or professionals) who meet the criteria set by respective ITIs and apprenticeship providers are eligible for participation.

Benefits:

• Increased number of apprenticeship opportunities.
• Broader industry participation in the apprenticeship schemes, enhancing practical skills development.
• Strengthened linkages between ITIs and industry clusters, ensuring that apprentices gain hands-on experience in real-world environments.

Additional Information:

• STRIVE encourages greater collaboration between ITIs and industry bodies to improve the apprenticeship training framework.
• The scheme includes incentives for industries, particularly SMEs, to onboard apprentices, enhancing industry participation.
• This expanded apprenticeship training also helps in bridging the skill gap in various sectors, offering apprentices real-time job experience aligned with industry needs.

Pradhan Mantri Uchchatar Shiksha Abhiyan (PM-USHA) scheme

Launched Year:

• June 2023.

Ministry or Nodal Agency:

• Ministry of Education.

Objectives:

• Improve the overall quality of existing state higher educational institutions by ensuring conformity to prescribed norms and standards.
• Facilitate governance, academic, and examination reforms in state higher educational institutions.

• Establish backward and forward linkages with school education and the employment market to create self-reliant institutions.
• Promote research and innovation in higher educational institutions.
• Improve access, equity, and quality in higher education through planned development.
• Focus on creating new academic institutions and expanding or upgrading existing ones.

Beneficiaries:

• State universities and their affiliated colleges.
• Students of higher educational institutions (HEIs) in remote, aspirational districts, LWE-affected regions, and areas with low Gross Enrollment Ratio (GER).
• The Government and educational institutions in need of research, innovation, and multi-disciplinary support.

Eligibility Criteria:

• Colleges that fall under Section 2(f) of the UGC Act are eligible for the funding.
• Institutions must have NAAC grade A accreditation or a good NBA score.

Benefits:

• Rs 100 crore support to 35 accredited state universities for the MERU (Multidisciplinary Education and Research) Transformation.
• Establishment of new model degree colleges.
• Grants for strengthening existing universities and improving infrastructure.

• Focus on improving the quality of education in remote, LWE-affected, and the aspirational districts.
• Support for gender inclusion and equity, with an emphasis on ICT-based employability skills.
• Improvement in the quality of education and increased focus on research, innovation, and industry alignment.

Additional Information:

• The scheme is aligned with the National Education Policy and aims to transform higher education in India.
• Funding is provided on an outcome-based model with a 90:10 funding ratio for certain states and 60:40 for others.
• Union Territories without a legislature receive 100% central funding.
• The scheme is expected to promote quality, equity, and innovation in India's higher education system.

Goal 05: Gender Equality

Beti Bachao Beti Padhao (BBBP) Scheme

Launched Year:

• January 22, 2015.

Ministry or Nodal Agency:

• Ministry of Women and Child Development.
• Ministry of Health and Family Welfare.
• Ministry of Education.

Objectives:

• Prevent gender-biased sex-selective elimination.
• Ensure survival and protection of the girl child.
• Ensure education and participation of the girl child.
• Protect the rights of girl children.
• Improve the child sex ratio (CSR) and sex ratio at birth (SRB).
• Increase enrolment of girls in secondary education, particularly in STEM (Science, Technology, Engineering, Mathematics).
• Promote gender equality and challenge stereotypes.

Beneficiaries:

• Primary: Young and newly married couples, pregnant and lactating mothers, parents.
• Secondary: Youth, adolescents (girls and boys), medical professionals, private hospitals, nursing homes, and diagnostic centers.
• Tertiary: Officials, PRIs, frontline workers, women’s SHGs, religious leaders, voluntary organizations, media, industry associations, and the general public.

Eligibility Criteria:

• The scheme targets districts with low Child Sex Ratio (CSR) as per Census 2011, and areas showing a declining trend in CSR and SRB.
• The scheme is open to communities, institutions, and districts that need support for improving gender equity and ensuring the rights and education of the girl child.

Benefits:

• Improved sex ratio at birth (SRB) and child sex ratio (CSR).
• Increased institutional deliveries and ANC (Ante-natal care) registration.
• Increased girls' enrolment in secondary education and improvement in their school infrastructure (e.g., functional toilets).
• Improved nutritional status and reduction in underweight and anaemic girls.
• Promotion of non-traditional livelihood (NTL) skills for girls.
• Financial support through schemes like Sukanya Samriddhi Yojana.
• Awareness campaigns and advocacy for girl children’s rights.

Additional Information:

• It focuses on creating awareness through media campaigns and implementing multi-sectoral interventions in gender-critical districts.
• Target outcomes include improving SRB by 2 points annually, reducing gender-based child mortality, and increasing girls' participation in secondary education.
• The scheme also promotes menstrual hygiene awareness, child marriage elimination, and the overall empowerment of women.
• There have been challenges in the implementation, with underutilization of funds in some states, but the expansion of the scheme continues.

Sukanya Samriddhi Yojana (SSY)

Launched Year:

• 2015.

Ministry or Nodal Agency:

• Ministry of Finance.

Objectives:

• Promote savings for the education and marriage of the girl child.
• Encourage financial security and empowerment for girls.
• Support the broader socio-economic development of the girl child.

Beneficiaries:

• Girl children (Indian citizens), with accounts opened by their parents or legal guardians.
• Maximum of two accounts per family, one for each girl child.

Eligibility Criteria:

• The girl must be under 10 years of age at the time of account opening.
• Only one account can be opened per girl child.
• Maximum of two SSY accounts allowed per family.
• The girl must operate the account once she turns 18 years old.

Benefits:

Tax Benefits:

• Contributions eligible for tax deduction under Section 80C of the Income Tax Act (up to ₹1.5 lakh per year).
• Tax-free interest and maturity proceeds.

• Security: A government-backed savings scheme ensuring financial safety.
• Partial Withdrawal: Allows a 50% withdrawal for educational purposes after the girl turns 18 or passes 10th standard.
• Maturity: The account matures after 21 years or upon the girl’s marriage at age 18, whichever is earlier.

Additional Information:

• Account Opening: Can be opened in any post office or authorized commercial bank.
• Deposit: Minimum deposit of ₹250 per year; maximum ₹1.5 lakh per year.
• Account Portability: Transferable anywhere in India from one post office/bank to another.
• Withdrawal: Full amount payable to the girl child on maturity.
• Premature Closure: Allowed in cases of death of the account holder or undue hardship to the account holder.

Pradhan Mantri Mudra Yojana (PMMY)

Launched Year:

• 2015.

Ministry/Nodal Agency:

• Ministry of Finance, MUDRA (Micro Units Development & Refinance Agency Ltd.)

Objective:

• To provide collateral-free loans up to ₹10 lakh to non-corporate, non-farm small and micro enterprises.
• To Facilitate financial inclusion by integrating underserved MSMEs into the formal financial system.

• Helping to promote self-employment and job creation by supporting small businesses and entrepreneurs.

Beneficiaries:

• The Non-corporate, non-farm small and micro enterprises such as individuals, proprietary concerns, partnerships, and other legal entities involved in income-generating activities like manufacturing, processing, trading, and services.

Eligibility Criteria:

• Indian citizens with a viable business plan.
• Loans are available for non-farm income-generating activities.
• Microfinance Institutions (MFIs), banks, and NBFCs act as lending institutions.

Benefits:

• No collateral or processing charges required.
• Loan amounts from ₹50,000 to ₹10 lakh, depending on the loan category.
• Flexible repayment options.
• MUDRA Card facility for accessing working capital through ATMs.

Additional Information:

• MUDRA provides refinance to the banks, MFIs, and NBFCs, but does not lend directly to entrepreneurs.

There are three loan categories under PMMY:

• Shishu: Loans up to ₹50,000 (for new micro enterprises).
• Kishore: Loans above ₹50,000 and up to ₹5 lakh (for businesses in the growth phase).
• Tarun: Loans above ₹5 lakh and up to ₹10 lakh (for businesses looking to expand further).

Recent Modifications in 2024 Union Budget

• Loan Limit Increase: The loan limit under the Tarun category has been increased from ₹10 lakh to ₹20 lakh, benefiting entrepreneurs who have successfully repaid previous loans.
• New Category - Tarun Plus: A new loan category, Tarun Plus, has been created for loans above ₹10 lakh and up to ₹20 lakh.
• Eligibility is restricted to entrepreneurs who have successfully repaid loans under the Tarun category.

Key Achievements:

• Financial Inclusion: 71.4% of PMMY loan accounts are held by the women, and a significant portion (51%) is for SC/ST and OBC entrepreneurs.
• Performance in Aspirational Districts: Loan accounts and sanctioned amounts have seen significant year-on-year growth, with a 12% increase in the number of loan accounts and a 14.7% rise in the amount sanctioned.

Vision for MUDRA 2.0:

• Expanded Scope: Increased outreach to rural and semi-urban areas, along with financial literacy and mentorship programs.
• Enhanced Credit Guarantee Scheme (ECGS): Encourages more lending to micro and small enterprises by reducing risk for financial institutions.
• Robust Monitoring and Evaluation Framework (RMEF): Ensures real-time tracking of loan disbursements, utilization, and repayments for better transparency and efficiency.

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