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SBI report on PMMY
April 14 , 2025
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- Bihar has the largest number of Pradhan Mantri Mudra Yojana (PMMY) women entrepreneurs (4.2 crore), followed by Tamil Nadu (4.0 crore) and West Bengal (3.7 crore).
- Maharashtra has the largest share of women account holders (79 per cent) in total followed by Jharkhand (75 per cent) and West Bengal (73 per cent)".
- In the last nine fiscals (FY25 over FY16), while per woman PMMY disbursement amount increased by a CAGR of 13 per cent to Rs 62,679.
- Nearly half of the 52 crore PMMY accounts belongs to SC/ST and OBC social classes.
- 68 per cent of total account holders are women entrepreneurs while 11 per cent belongs to minority groups.
- PMMY, under the Micro Units Development and Refinancing Agency (MUDRA), was set up for development and refinancing activities relating to micro units.
- PMMY ensures collateral-free institutional credit up to Rs 20 lakh is provided by member lending institutions.
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